REAL ESTATE & LUXURY ASSET DUE DILIGENCE
Verify the buyer behind the holding company before title transfers.
All-cash property deals and high-value luxury asset sales often hide the true buyer behind layers of domestic and offshore shell companies. Diliguard connects estate agents, conveyancers, and luxury brokerages directly to primary international registries, screening buyers, sellers, and ultimate beneficial owners in seconds to keep your firm compliant and protected.
Closing day is the worst time to discover an illicit buyer
Prime real estate, private aviation, and luxury maritime sales face heavy regulatory scrutiny. When a buyer structures an acquisition through an offshore trust or a foreign corporate vehicle, manual identity checks fail to uncover the individuals providing the capital.
Accepting a deposit from a sanctioned individual or an unverified intermediary puts your operating licence at immediate risk and exposes client money accounts to sudden regulatory freezes. Diliguard delivers verified ownership trees and source-of-wealth context before contracts are signed.
The Diliguard Standard
Three Pillars of High-Value Transaction Due Diligence
1. Corporate Buyer Unwrapping
Unwrap complex holding companies, offshore trusts, and SPVs buying property to identify the true natural persons behind the transaction.
- Inspect foreign ownership via Corporate KYB Checks.
- Unmask nominee directors and offshore entity structures.
- Validate corporate standing and commercial substance.
2. Sanctions, PEP & Adverse Media
Screen high-net-worth buyers, sellers, and their known associates across global watchlists, asset-freeze orders, and court dockets.
- Screen names and aliases with AML & PEP Screening.
- Identify fraud, bankruptcy, and litigation history via Executive Person Trace.
- Corroborate identity using dates of birth and directorship records.
3. Escrow Wire & Digital Forensics
Audit closing funds and remote communication channels to intercept wire diversion schemes and unauthorized payment substitutions.
- Evaluate fund transfer risk using Transaction Risk Scoring.
- Detect spoofed emails and proxy connections via IP Intelligence.
- Protect closing escrows with Fraud Prevention Controls.
The £14M Commercial Acquisition
A commercial brokerage represented the seller in an all-cash £14M prime property transaction. The purchasing entity was a recently formed UK company funded by a Cyprus holding entity. The buyer requested an expedited 7-day completion window.
Brokerage submits purchasing company details into Diliguard. Automated lookups query UK and Cyprus registers.
The engine unwraps the Cyprus entity, revealing 60% ownership held by a relative of a Politically Exposed Person (PEP).
Screening flags an active international asset freeze order associated with the PEP’s close business network.
Conveyancers halt deposit receipt and report the transaction, shielding the brokerage from severe regulatory penalties.
Frequently Asked Questions
Have questions regarding buyer verification, source of funds evidence, or multi-branch compliance?
Deploy Diliguard across multiple branches with centralized compliance oversight.
Talk to our teamWhen is an estate agent or conveyancer required to run AML checks?
Under AML regulations across the UK, EU, and US, property professionals must identify and verify both buyers and sellers, establish ultimate beneficial ownership for legal entities, and determine the legitimate source of funds before exchanging contracts.
How does Diliguard unwrap foreign shell companies buying real estate?
Diliguard connects directly to international business registries across 16 major jurisdictions, following ownership stakes through holding entities and trusts until the natural beneficial owners are identified.
Does Diliguard screen for high-risk Politically Exposed Persons (PEPs)?
Yes. Every scan cross-references the target and associated directors against global PEP databases, including senior officials, family members, and known close associates, allowing your compliance officer to document appropriate enhanced due diligence.
Can we provide proof of compliance for audits and regulators?
Yes. Every investigation outputs an audit-ready compliance report complete with registry extracts, sanctions screening timestamps, and documented risk scores for your deal file.
How does Diliguard protect against closing wire fraud?
Our transaction scoring and IP intelligence modules evaluate payment routing velocity, account history, and connection telemetry to flag wire redirection attempts before client funds are released.
How do we get started?
Register at https://portal.diliguard.com/register to run free scans, or review subscription options on our Pricing Page.
Protect your next property transaction with live diligence
Unwrap corporate holding entities, screen high-value buyers, and verify source of funds in seconds before title transfers.