B2B PLATFORMS & MARKETPLACES
Stop fraudulent merchant accounts before their first transaction clears.
When B2B marketplaces scale, onboarding friction creates drop-offs while lax verification invites synthetic supplier rings and invoice diversion scams. Diliguard verifies commercial business filings, beneficial ownership, and bank routing in seconds so your platform scales merchant volume without inheriting fraud losses.
The chargeback wave that hits 90 days after merchant approval
Fraud rings exploit platform onboarding velocity by registering aged shell companies with clean public records. They list high-value commercial inventory, generate rapid transaction volume, and divert payouts before shipping empty containers or counterfeit products.
When buyer disputes arrive three months later, the merchant accounts are liquidated, the registered directors are unreachable proxies, and the marketplace absorbs 100% of the chargeback liabilities.
The Diliguard Standard
Three Pillars of Marketplace Trust & Risk Defense
1. Real-Time Merchant KYB
Verify official incorporation, active business status, and physical trading addresses directly across government registries.
- Validate company registration numbers via Corporate KYB Checks.
- Detect newly acquired shell entities and dormant shelf companies.
- Verify corporate standing and operating authority in seconds.
2. Director & Beneficial Owner Screening
Unwrap multi-layer corporate ownership to screen true controlling natural persons against international sanctions and fraud databases.
- Screen beneficial owners via AML & PEP Screening.
- Uncover past corporate insolvencies via Executive Person Trace.
- Identify nominee directors and proxy shareholder configurations.
3. Transaction & Payout Scoring
Cross-reference banking details, payment velocity, and digital connection signals to detect account takeover and payout diversion.
- Detect account mismatch signals with Transaction Risk Scoring.
- Flag proxy VPN infrastructure using IP & Network Intelligence.
- Prevent synthetic merchant fraud via Fraud Prevention Controls.
The $1.4M Synthetic Wholesale Supplier Ring
A fast-growing industrial B2B marketplace onboarded three supplier accounts providing heavy equipment parts. The companies had valid VAT numbers and clean credit scores. However, Diliguard flagged that all three distinct trading entities shared an undisclosed nominee director based in Cyprus with active litigation for commercial fraud.
Platform queues three new merchant accounts. Diliguard queries UK Companies House and German Handelsregister.
Engine links all three supplier profiles to a single offshore parent entity registered in Nicosia.
Person trace links the controlling proxy to two prior marketplace default judgements.
Marketplace freezes merchant onboarding, preventing $1.4M in fraudulent equipment orders.
Frequently Asked Questions
Need custom API rate limits, automated webhooks, or platform escrow integration for high-volume merchant onboarding?
We support dedicated DPAs, custom data residency, and white-labeled risk portals.
Talk to our teamCan we automate merchant verification via API during vendor signup?
Yes. The Diliguard Developer API integrates directly into your merchant onboarding flow, returning structured KYB verdicts, registry extracts, and risk scores in under 4 seconds.
How does Diliguard detect synthetic business identities?
Diliguard cross-references registry filings, tax authority VAT dockets, corporate domain registration dates, and banking routing signals to confirm the entity conducts genuine physical operations.
Does Diliguard support automated periodic merchant re-screening?
Yes. Monitored merchant entities are automatically re-screened against new adverse litigation filings, sanctions updates, and registry status changes.
Can we export audit-ready records for our payment processor or acquirer?
Yes. Every verified entity produces an audit-ready compliance report complete with registry timestamps and direct data lineage for payment partner audits.
How do we get started?
Register immediately at https://portal.diliguard.com/register to run free scans, or review self-serve plans on our Pricing Page.
Protect your marketplace volume with real-time merchant diligence
Unwrap merchant ownership structures, eliminate synthetic fraud, and onboard legitimate vendors in seconds.