BANKING & INSTITUTIONAL FINANCE AML
Automate complex corporate onboarding and eliminate AML false positives.
Commercial banks, regional lenders, and institutional asset managers face heavy regulatory overhead and analyst fatigue under expanding AML directives. Diliguard replaces slow manual searches with automated multi-tier entity unwrapping, live 140+ sanctions screening, and deterministic fraud scoring across your global client base.
Analyst backlogs and rigid screening tools cost deals and risk fines
When a commercial borrower or treasury client operates through offshore holding companies and overseas subsidiaries, compliance teams often spend weeks manually chasing registry filings. Meanwhile, legacy batch screening systems generate thousands of false positives, burying genuine financial crime alerts under irrelevant operational noise.
Diliguard connects directly to 16+ national corporate registers and 140+ global enforcement databases. Our platform extracts ultimate beneficial owners, validates corporate substance, and evaluates transaction risk in seconds, allowing compliance teams to clear legitimate business rapidly while keeping financial crime out.
The Diliguard Standard
Three Pillars of Institutional Due Diligence
1. Multi-Tier Entity & UBO Resolution
Unravel complex cross-border corporate holdings, nominee directors, and offshore holding companies in real time.
- Query primary registries via Corporate KYB Checks.
- Trace beneficial ownership through multi-layered foreign SPVs.
- Verify corporate filing status, accounts, and legal standing.
2. Precision Sanctions & PEP Screening
Screen commercial counterparties and institutional signatories against global sanctions, PEP rosters, and adverse media.
- Screen names and aliases with AML & PEP Screening.
- Investigate executive backgrounds via Executive Person Trace.
- Dramatically reduce false alerts with multi-factor matching logic.
3. Transaction Scoring & Fraud Networks
Identify circular shell funding, correspondent payment risks, and organized fraud networks operating across business accounts.
- Evaluate transaction velocities via Transaction Risk Scoring.
- Detect coordinated shell networks with Fraud Prevention Controls.
- Audit digital asset transactions using Crypto Investigation.
The €35M Cross-Border Trade Credit Facility
A commercial bank received an urgent credit facility application for €35M from an import-export conglomerate structured across entities in Luxembourg, Cyprus, and the UAE.
Corporate credit analysts enter borrower corporate identifiers into Diliguard’s KYB engine for automated intake.
The platform automatically unwraps 4 corporate holding tiers across 3 jurisdictions, isolating all individual shareholders.
Live sanctions screening unmasks a designated individual holding an 18% indirect interest through offshore proxy nominees.
The bank halts credit approval immediately, filing an audit-backed SAR and shielding the institution from major regulatory penalties.
Frequently Asked Questions
Have questions regarding core banking integrations, analyst workflows, or regulatory audit trails?
Custom enterprise deployments, SLA guarantees, and dedicated compliance onboarding available.
Speak with our enterprise teamDoes Diliguard replace our existing core banking AML infrastructure?
No. Diliguard integrates alongside existing core banking systems, automating the manual entity unwrapping, registry verification, and deep investigation layers that slow down compliance analysts.
How does Diliguard reduce false-positive alerts in sanctions screening?
Our matching engine evaluates structured entity data including birth dates, nationality, directorship histories, and operating jurisdictions to separate common name collisions from genuine designated entities.
How does the system handle multi-jurisdiction UBO mapping?
Diliguard connects directly to primary official company registries across 16 major jurisdictions, programmatically traversing corporate shareholdings to identify natural persons holding controlling stakes.
Can Diliguard screen cryptocurrency and digital asset exposure?
Yes. Our crypto intelligence module inspects blockchain wallet addresses, transaction clusters, and counterparty entities against sanctioned addresses and illicit activity rosters.
How does Diliguard support regulatory audits and examinations?
Every search produces a deterministic, timestamped diligence dossier containing raw registry records, watchlist screening logs, and analyst decision notes for complete regulatory reproducibility.
How do we get started?
Register an institutional account at https://portal.diliguard.com/register or explore our subscription tiers on our Pricing Page.
Modernize your institutional AML compliance workflow
Accelerate commercial onboarding, eliminate screening backlogs, and secure full regulatory audit protection.